LIFE X limit visit plans use the PHCS/Multiplan network or Anthem

The Summary of Benefits for the Limited Visit $1Million is attached with pricing

• Deductible – Ind/Fam: from $250 / $500 to $1,500/$3,000 which affects monthly rates
• Office / Spec Visit / Urgent Care Copay: $50 / 10 Visit Max per Person, per Year
• ER Visit Copay: $250 (2 per year)
• Telemedicine Copay: $0
• Maximum Annual Benefit: $1,000,000 per Person, per Year

LIFE X PHCS  Doctor Lookup 

PHCS/Multiplan PPO Provider Search
1.) Visit https://providersearch.multiplan.com/
2.) Highlight PHCS (Logo on front card) and click Select and Search
3.) Enter your search parameters, your zip code, and select Search.

Anthem PPO Provider Search
1.) Visit https://www.anthem.com/find-care/
2.) Click Basic search as a guest
3.) In the first dropdown menu, select Medical Plan or Network (may also include dental, vison, or pharmacy benefits).
4.) In the second dropdown menu, select the state Georgia where the plan or network is offered. (For employer-sponsored plans, select the state where your employer’s plan is contracted in. Most of the time, it’s where the headquarters is located).
5.) In the third dropdown menu, select Medical (Employer-Sponsored)
6.) In the last dropdown menu, select National PPO (BlueCard PPO). Click Continue
7.) Enter your location and search criteria or search by provider.

Our Major Medical plans (no limits) use 3 networks: PHCS, Cigna, and Anthem.

Network selection affects pricing as does the deductible selected.

Deductible (In-Network) – Ind/Fam: start at $1,000/$2,000 to $7250/$14,500
Deductible (Out-of-Network) – Ind/Fam: $2,000/$4,000 to $14,500/$29,000
Out-of-Pocket Limit (In-Network) – Ind/Fam: $9,200 / $18,400
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam: $18,400 / $36,800

• Maximum Lifetime Benefit: UNLIMITED
• Office: $25 Copay
• Spec Visit: $40 Copay
• Urgent Care: $60 Copay
• Chiropractic: $30 Copay
• ER Visit Copay: 20% After Deductible
  Telemedicine Copay: $0

LIFE X PHCS  Doctor Lookup 

PHCS/Multiplan PPO Provider Search
1.) Visit https://providersearch.multiplan.com/
2.) Highlight PHCS (Logo on front card) and click Select and Search
3.) Enter your search parameters, your zip code, and select Search.

Anthem PPO Provider Search
1.) Visit https://www.anthem.com/find-care/
2.) Click Basic search as a guest
3.) In the first dropdown menu, select Medical Plan or Network (may also include dental, vison, or pharmacy benefits).
4.) In the second dropdown menu, select the state Georgia where the plan or network is offered. (For employer-sponsored plans, select the state where your employer’s plan is contracted in. Most of the time, it’s where the headquarters is located).
5.) In the third dropdown menu, select Medical (Employer-Sponsored)
6.) In the last dropdown menu, select National PPO (BlueCard PPO). Click Continue
7.) Enter your location and search criteria or search by provider.

SUMMARY OF IMPACT HEALTH SHARING MEMBERSHIP 

-Privatized Healthcare Group that is our advocate 

-Unlimited Nationwide Network -pick your doctor 

-Prescription Discounts 

-Maternity (mother must be a member for 3 months) 

-Unlimited Tele-Medicine ($0 provider fee) 

-Mental Health/Therapy (limitations)

-Enroll All Year 

-No Lifetime Maximums 

-You pick your deductible/PRA 

-Dental/Vision discounts at no additional charge 

-Must agree to their guidelines https://www.impacthealthsharing.com/guidelines Plan Benefit Information 

PRA – Ind/Fam: $2,500 

Out of Pocket Max: $7,500 

Office / Spec Visit Provider Fees: $50 / $75 

Urgent Care Provider / ER Visit: $75 / PRA/10% Co-Share 

Telemedicine Copay: $0

(not medical insurance-standalone)

$10 a month for access for the whole family 

Doctors Available 24/7/365 1.800MD 

Prescriptions sent instantly to pharmacy 

Avoid Doctor’s Office, Urgent Care & ER