SUMMARY OF IMPACT HEALTH SHARING MEMBERSHIP 

Deductible/ PRA – Ind/Fam: $2,500 

Out of Pocket Max: $7,500 

Office / Spec Visit Provider Fees: $50 / $75 

Urgent Care Provider / ER Visit: $75 / PRA/10% Co-Share 

Telemedicine Copay: $0

Program Information 

• Privatized Healthcare Group that is our advocate
• Unlimited Nationwide Network -pick your doctor
• Prescription Discounts
• Maternity (mother must be a member for 1 months)
• Unlimited Tele-Medicine ($0 provider fee)
• Enroll All Year
• No Lifetime Maximums
• Live Well Rewards -Up to $150 per household per month towards PRA
• Dental/Vision discounts at no additional charge
• Must agree to their guidelines https://www.impacthealthsharing.com/guidelines

Our Major Medical plans (no limits) use 3 networks: PHCS, Cigna, and Anthem.

Network selection affects pricing as does the deductible selected.

Deductible (In-Network) – Ind/Fam: start at $1,000/$2,000 to $7250/$14,500
Deductible (Out-of-Network) – Ind/Fam: $2,000/$4,000 to $14,500/$29,000
Out-of-Pocket Limit (In-Network) – Ind/Fam: $9,200 / $18,400
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam: $18,400 / $36,800

• Maximum Lifetime Benefit: UNLIMITED
• Office: $25 Copay
• Spec Visit: $40 Copay
• Urgent Care: $60 Copay
• Chiropractic: $30 Copay
• ER Visit Copay: 20% After Deductible
  Telemedicine Copay: $0

LIFE X limit visit plans use the PHCS/Multiplan network or AnthemThe Summary of Benefits for the Limited Visit $1Million is attached with pricing

• Deductible – Ind/Fam: from $250 / $500 to $1,500/$3,000 which affects monthly rates
• Office / Spec Visit / Urgent Care Copay: $50 / 10 Visit Max per Person, per Year
• ER Visit Copay: $250 (2 per year)
• Telemedicine Copay: $0
• Maximum Annual Benefit: $1,000,000 per Person, per Year